The Ontario Money Brief
Every issue
Every issue of The Ontario Money Brief, newest first.
Insurance
What a "Minor" Ticket Actually Costs Over Three Years
The fine is the smallest part of the bill.
Finance
The 50/30/20 Rule Doesn't Work in the GTA
When housing eats half your income, you need a different framework.
Insurance
He Saved $32 a Month. Then the Basement Flooded.
The cheapest policy and the right policy are rarely the same document.
Investing
Pay Off the Car Loan Early, or Invest the Difference?
There is a clean way to answer this without guessing.
Finance
The Real Annual Cost of Owning a Car in Ontario
The payment is roughly half the story.
Insurance
Should You Drop Collision on an Older Car?
Sometimes yes. But not for the reason most people think.
Insurance
You Work From Home. Your Policy May Not Know That.
A home policy is written for a residence, not a business address.
Finance
How Big Should Your Emergency Fund Actually Be?
"Three to six months" is a slogan. Here is how to find your number.
Insurance
Your Car Was Stolen From Your Own Driveway
Vehicle theft has reshaped how Ontario insurers price certain models.
Finance
Why a Lower Monthly Payment Often Costs You More
Stretching the term is the most expensive way to make something affordable.
Insurance
You Moved and Didn't Tell Your Insurer. Now What?
Your address is one of the biggest rating factors on the policy.
Insurance
Your Home Is Insured for What You Paid. That's the Problem.
Market value and rebuilding cost are two completely different numbers.
Finance
Your Money Isn’t Going as Far in 2026
From groceries to insurance, here are five expenses putting more pressure on Canadian households.
Insurance
Why Is Toronto Car Insurance So Expensive?
A clean record helps, but it is not the only thing determining what you pay.
Insurance
Your Fuel Type Can Change Your Insurance Cost
The vehicle that saves you money at the pump may not always save you money on insurance.
Insurance
What “No-Fault Insurance” Actually Means in Ontario
You can still be found 100% at fault, even though Ontario has a no-fault insurance system.
Insurance
Your Car Flooded in Underground Parking. Who Pays?
If Your Car Floods, Are You Actually Covered?
Insurance
15 Ways to Pay Less for Car Insurance in Ontario
Before accepting your next renewal, check these 15 ways you may be able to lower your premium.
Insurance
When a Tenant Damages Your Rental, Who Picks Up the Bill?
Your landlord policy may protect the property, but that does not mean every type of tenant-caused damage is automatically covered.
Finance
0% Financing Can Still Cost You More
The interest rate may be zero, but the cheapest-looking offer is not always the lowest-cost option.
Insurance
Would You Ride in a Car With Nobody Driving?
Read Time: 2 minutes